Affordable coverage

HSC Warranty offers a number of affordable plans that vary depending on your desired level of coverage.

Standard Coverage

Standard Coverage

The standard coverage plan provides coverage for many of the primary systems and major appliances in your home including electrical systems, your water heater, refrigerator, dishwasher, and more.

Comprehensive Coverage

The comprehensive coverage plan covers everything in the standard plan, but also some items that the standard plan doesn’t cover. Our comprehensive plan covers additional home systems including elements like ductwork, smoke detectors, and

The Home Service Club brings you peace of mind

As careful as you may be with them, the systems and appliances in your home unexpectedly break down. With an HSC Home Protection Plan, you no longer have to worry when something goes wrong. We will help you get it repaired by a qualified service contractor or simply get it replaced. Home warranty insurance means less worry, less hassle, and lower expenses. Never worry about breaking your budget with an expensive fee for repair services again!

Why should I choose HSC?

People feel The Home Service Club is the best choice for a home warranty because:

  • We have a devoted staff of local service providers ready to help

  • If your item can’t be fixed, we’ll replace it

  • We are always improving our processes to bring you the best service across 49 states

Why you should consider a home warranty


While there are many benefits of homeownership, there are undoubtedly some drawbacks. The unfortunate fact of the matter is that most homes experience two mechanical failures each year. With HSC’s home warranty, you can avoid unexpected appliance and home system repair or replacement expenses, as well as the hassle that comes with them.


If you are buying a home, you’ll be responsible for any and all system and appliance repairs, unless you have a home warranty. Many homebuyers seek out a home that includes a home warranty plan with the purchase. If a plan is not included in the purchase of a home, numerous buyers quickly consider buying home warranty plans to fit their needs, offering the protection they desire. An HSC home warranty plan is a great option for many buyers.


A home warranty can be an attractive add-on when selling your home, giving buyers additional confidence in their purchase and enabling the seller to sell at a higher price. HSC can also help protect your home's systems and appliances while your home is on the market, ensuring that you will not lose a potential buyer in case of a system or appliance failure. This way you can focus on your next home and avoid worrying about the one you are trying to sell.

Professional home maintenance tips

HSC Warranty is committed to providing you with the assurance and information you need to keep your home in top shape.

Read our tips

Some Common Questions About Home Warranties

  • What does HSC warranty do?

    We are an American home warranty company dedicated to protecting your valuable home systems and items with some of the best home warranty plans around. If we can’t repair it, we will replace it. Get the peace of mind that only comes with quality home warranty coverage and top-tier professional home repairs for home systems and appliances that break most!

  • What is the difference between a home warranty and homeowners insurance?

    Homeowners insurance provides protection for your belongings and your home’s structure and components should they, by chance, incur damage in a hazardous event such as lightning, fire, or natural disasters. Homeowners insurance does not provide coverage for system or appliance inevitable failures from normal wear and tear.

    A home warranty covers your home systems and appliances from the repair or replacement costs in cases of inevitable breakdowns from normal wear and tear and keeps your home up and running.

  • What does an HSC Home Warranty Cover?

    The Home Service Club offers a variety of plans and options to meet your home’s needs. We offer two different homeowner warranty plans and three different homebuyer warranty plans which cover parts and components of up to 33 different systems and appliances in your home. Each plan can be expanded with any of the available optional coverage add-ons which extend coverage to many other systems and appliances in your home. Our optional Utility & Service Line coverage package extends the coverage beyond the walls of your home and covers 6 new categories. To see the details of all available parts of coverage please view our sample contract.

    Compare our Homeowner Home Warranty plans for a complete breakdown of the included systems and appliances.

    Buying a home? Compare our Homebuyer Home Warranty plans available exclusively for real estate transactions.

    Selling your home? View our different Listing Coverage options available for homes listed on the market